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"By issuing new rules, the regulator has removed uncertainties faced by banks regarding the development of online lending and created conditions for banks to more actively engage in this type of business. The banks that used to have a wait-and-see attitude toward online lending or conservative attitudes toward innovation are likely to increase investment in this respect," Zeng said.

"China is moving to two credible 'ecosystems' that are both trying to provide as wide a range of services as possible to customers," said Richard McKenzie, partner at global consultancy Oliver Wyman.

"China is an essential part of our long-term strategy. We are confident in the market's future development," Koay said.

"Buying the products introduced in the videos can easily make the users compare themselves to others unrealistically, and this needs our attention. Recently some short videos reportedly sold fake products, so the users have to think more before buying them," said Wang Yunfei, associate professor at the School of Sociology and Political Science at Anhui University.

"By focusing on resolving complex problems based on previously tested experiences in similar development contexts, developing countries can support each other by sharing more adaptive, locally relevant and usually cheaper solutions," Rosellini said.